Add ghee in a pan add cashews and poha altogether and fry till cashews become lightly golden.
Grind coarsely and keep ready.
In a pan add jaggery with a tablespoon of water and bring to boil till it dissolves and switch of.
In another pan boil milk when it bubbles add this poha mixture cook till cooked.
Add necessary water to dilute it to payasam consistency.
Filter directly the jaggery syrup into the payasam.
Now switch off and stir in nicely.
Add cardamom powder,stir and serve.
Notes
Instead of jaggery you can very well use sugar but it gives a different taste.
Adding cashews along with poha is optional.
Correct the consistency by adding water when boiling itself.